SPECIAL EARNINGSEarn up to ₹3,500 Payout / Lead on HDFC Credit Cards & Bajaj Personal Loans! Instant digital approvals.
INDIA'S PREMIER B2B FINTECH PLATFORM|50,000+ Retail Nodes

Empower Your Outlet Into A Digital Mini-Bank

Provide instant Money Transfer, AEPS Cashout, 85+ BBPS Bill Payments, and sell high-payout Credit Cards & Personal Loans directly to your customers with guaranteed instant float settlements.

NPCI Certified Switch
Double-Entry Ledgers
Instant 24x7 Settlement
LIVE TERMINAL
Available Float Balance
₹25,480.00Active Liquidity
Outlet: Sharma Telecom & Digital Seva
Today's Volume₹1,84,500
Commissions Earned+₹1,240.50
JVVNL Electricity Bill
₹1,850.00 Paid • Comm: +₹4.00
SUCCESS
₹500Cr+
Monthly GMV Processed
50,000+
Active Retail Outlets
99.98%
Banking Switch Uptime
28 States
Pan-India Network
ALL-IN-ONE FINTECH SUITE

Complete Digital Banking & Bill Payment Services

Everything your customers need under one roof. Process remittances, collect bills, recharge phones, and distribute financial products.

IMPS 24x7

Domestic Money Transfer (DMT)

Instant 24x7 IMPS & NEFT remittance to any bank account across India with NPCI switch validation.

Retailer Payout0.40% Instant Commission
NPCI Certified

AEPS & Aadhaar ATM Cashout

Biometric cash withdrawal, mini-statement, and balance enquiry with direct Core Banking integration.

Retailer PayoutUp to ₹10 / Transaction
Bharat BillPay

Electricity & Power Utilities

Instant bill fetch and receipt payment for 85+ electricity boards (JVVNL, Tata Power, BSES, PSPCL).

Retailer PayoutFlat ₹4.00 / Bill
High Commission

Credit Cards (HDFC, SBI, Axis)

Sell pre-approved & instant credit cards to customers with zero documentation and fast digital KYC.

Retailer Payout₹1,450 - ₹1,800 / Card
Fast Disbursal

Personal & Business Loans

Collateral-free personal and MSME business loans with quick 2-hour approval from Bajaj and partner NBFCs.

Retailer PayoutUp to 2.5% Payout
Instant Recharge

Mobile & DTH Recharge

All 5G telecom operators (Jio, Airtel, Vi, BSNL) and DTH providers with high success ratios.

Retailer PayoutUp to 2.50% Cashback
IRDAI Compliant

Health & Motor Insurance

Comprehensive health, 2-wheeler, and commercial vehicle insurance with cashless hospital coverage.

Retailer Payout15% First Year Premium
Merchant QR

Bharat Dynamic UPI QR & Soundbox

Accept customer UPI payments from PhonePe, Google Pay, Paytm with zero MDR and instant voice alerts.

Retailer PayoutZero MDR / Free Setup
PROPRIETARY MARKETPLACE

Financial Area: Sell 3rd Party Products

Offer credit cards, loans, digital savings accounts, and insurance policies to your customers. High instant commission payouts credited straight to your float.

Explore Marketplace
CREDIT CARDSHDFC & SBI

HDFC Millennia & SimplyCLICK

Fast approval with video KYC. 5% cashback on Amazon/Flipkart for the customer.

Agent Commission:₹1,800 / Card
  • Zero physical paperwork
  • Instant lead tracking in portal
INSTANT LOANSBajaj Finserv

Personal & MSME Business Loans

Disbursals from ₹50,000 to ₹10,00,000 with flexible tenures from 12 to 60 months.

Agent Commission:Up to 2.50% Payout
  • 2-Hour bank account credit
  • Minimal CIBIL requirement
ACCOUNTS & TRADINGKotak & Angel One

Kotak 811 & Angel One Demat

Zero-balance digital savings accounts & stock trading accounts opened within 5 minutes.

Agent Commission:₹350 - ₹550 / Account
  • Immediate Virtual Debit Card
  • Free lifetime AMC demat
REVENUE ESTIMATOR

Calculate Your Monthly Partner Income

See how much you can earn every month by serving your local customers.

Daily Utility & Recharge Bills:25 bills/day
5 bills150 bills
Daily Money Transfer (DMT) Volume:50,000/day
₹10,000₹2,50,000
Monthly Credit Cards & Loan Leads:12 leads/month
1 lead50 leads
Estimated Monthly Profit
26,625
Annual Potential: 3,19,500 / year
Bills & BBPS:2,625
Remittances (DMT):6,000
Financial Products:18,000
Claim Your Retail Terminal
POINT OF SALE SOLUTIONS

Bharat Dynamic UPI QR & Smart Voice Soundbox

Accept all UPI apps (Google Pay, PhonePe, Paytm, BHIM) with zero MDR charge. Get instant multilingual audio confirmation for every single rupee received.

Instant UPI QR Generation
Display your outlet's custom Bharat QR right on your phone or print a permanent counter standee.
4G Voice Soundbox
"SWEN FinTech par ₹500 prapt hue!" Loud, clear audio confirmation in Hindi and regional languages.
Same-Day Auto Float Settlement
Collected funds are instantly converted to operating float to process remittances and bill payments.
Accepted Here
PhonePe • Google Pay • Paytm • BHIM UPI
UPI ID: swen.merchant@icici
0% Transaction Fees (Zero MDR)
BANK GRADE SECURITY

Institutional Trust & Architectural Invariants

Engineered with strict mathematical invariants. Your operating capital and customer deposits are protected by multi-tier safety controls.

Double-Entry Accounting

Every single transaction is written to balanced debit and credit journal entries. Float balances can never be fabricated or spent twice.

Pre-Transaction Risk & AML

Real-time velocity filters, AML sanction lists, and geo-anomaly detection (Step 9) automatically safeguard your outlet against fraud.

Zero Biometric Storage

We strictly comply with UIDAI and RBI guidelines. Customer fingerprint and Aadhaar PII are tokenized and never stored on local servers.

FREQUENTLY ASKED QUESTIONS

Got Questions? We've Got Answers.

SWEN FinTech Network is an enterprise B2B banking, payment, and financial services platform that enables kirana stores, retailers, and distributors to operate as full-fledged digital bank points (Mini Banks) with double-entry accounting ledger security.
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